The DOMA investment product

A Bali villa as an income instrument: 10–15% net in USD on delivered villas

Not "buying a villa" but getting a verifiable cash flow: land on a leasehold in your name, construction paid against acts, a management company, payouts and reports every month. Below is an honest comparison with deposits, bonds and a Dubai apartment.

Actual, not a forecast
11.6–18.1%
net yield on Green Harmony villas in 2025, per management company reportsPictured: Green Harmony, Ubud. Delivered, operating, paying out.

What exactly you buy

Four parts of one product. Each is fixed by a document, not by a manager's words.

Leasehold in your name
29+10+30
Leasehold in your name

The land is registered to you within 10 working days after the first payment. We send a photo of the document, you keep the original.

Construction paid against acts
30/30/30/10
Construction paid against acts

Each tranche only after an accepted stage act: foundation, structure, finishing. Construction reports every two weeks.

Management and occupancy
60–87%
Management and occupancy

A management company, Airbnb and direct bookings. Occupancy on DOMA's delivered villas from 60 to 87% depending on season and property.

Payouts a year
12
Payouts a year

Income arrives monthly with an occupancy and expense report. Payout history lives in the investor account.

Compared with the alternatives

Net return in US dollars after the instrument's own costs, before your taxes. The full table of ten instruments with sources is in the free guide.

InstrumentNet returnCapital riskLiquidityEntry ticket
Currency deposit, US T-bills4–4.5%lowhighfrom $1,000
Bonds5–8%lowhighfrom $1,000
Equity index funds7–10% average, with drawdownsmediumhighfrom $500
REITs3.5–5%mediumhighfrom $500
Rental apartment in Dubai3.5–5%lowlowfrom $150,000
Rental villa in Bali, DOMA10–15%, 2025 actual: 11.6–18.1%mediumlowfrom $139,000

Annual return, top of range

Net, in USD, before your taxes
Deposit, T-bills4.5%
REITs5%
Dubai rental5%
Bonds8%
Index funds10%
DOMA villa15%

Villa: 10–15% is the financial model range, 2025 actual at Green Harmony 11.6–18.1%. Sources for every instrument are in the guide.

Numbers, not renders

Left: the render from the Forma presentation. Right: the same room after handover. We show yields the same way: on delivered villas, with management company reports as they are.

RenderActualRenderActualForma, pool and terrace
RenderActualRenderActualForma, living room and stairs
40+
villas built in Ubud

Since 2022. Green Harmony, Forma, Most and Sun Rise delivered, Mirador under construction.

11.6–18.1%
Green Harmony actual, 2025

Net yield across the complex's villas per management company reports.

12.8%
Mirador forecast

Base scenario of the financial model with two management companies. A forecast, not a guarantee.

26
construction reports

Photo, video and an act at every stage. Every two weeks until the villa is handed over.

The deal in six steps

This is what construction looks like in the photos from investor reports: from the plot to a delivered villa.

Booking and deposit
Booking and deposit

7 days to check the documents, the SPA and the land package.

First payment 30%
First payment 30%

Starts construction. Within 10 working days the leasehold is registered to you.

Construction stages 1–3
Construction stages 1–3

Foundation, structure, finishing. Payment only after an accepted act.

Handover
Handover

The final 10%, the handover act, the villa passport, the investor account.

Rental launch
Rental launch

Management company, Airbnb, first payouts and reports.

Reinvest
Reinvest

The DOMA investor club and early prices on new projects.

The risks we name ourselves

A leasehold is finite

It is a 29-year land lease with extensions, not ownership forever. Yield is calculated with the term in mind, extensions are written into the contract.

Construction

Buying off-plan carries schedule risk. That is why payments follow acts and reports come every two weeks.

Tourist flow and seasonality

Income depends on occupancy. We show actuals on delivered villas, not the top of the model.

Liquidity

Selling a villa takes months. This is an instrument for 5 years or more, not a quick exit to cash.

What the investor profile gives you

Five questions about your goal, budget and timing. No calls without your consent.

  • A personal selection of units with prices
  • A yield estimate for your budget
  • Actual reports from delivered villas
  • Early access to new project launches

Questions left?

Message us: we will show current sites, delivered villas and answer your document questions.