Section

Buying process

The deal from first payment to handover into management: vetting the developer, due diligence, instalments, transfers, the notary, handover, and what to do when something goes wrong.

34 articles on the topic: from practitioners, not copywriters.

Start with these three

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Why DOMA changed how it works: a coordinator agreement instead of “everything through one company”

Since May 2026 new PT PMAs in Bali are not registered under KBLI 68111, so a foreign-owned company can no longer act as a developer. We rebuilt the model: the land goes in your name, the construction budget goes to the contractor, and DOMA works as the coordinator under contract. Three documents instead of one, plus the questions to ask any seller.

Climate risk by location in Bali: what to check before buying a villa

Bali's water demand is 4.06 billion m³ a year against 2.07 billion m³ available; the south floods, the highlands slide, the north and east dry out. The risk map by regency from the Bali Net Zero coalition, what it means for plot choice, villa engineering and insurance — and seven questions to ask before the deal.

4.06 / 2.07bn m³ a year: demand vs available water

Indonesia's VAT incentive on housing: when it works for a foreigner and when it does not

PMK 90/2025: the government bears 100% of VAT on the first Rp 2 billion of a new home priced up to Rp 5 billion, handed over in 2026. Foreigners with a KITAS or KITAP qualify, but leasehold and PT PMA purchases are excluded. The conditions, the benefit of up to Rp 220 million, and the typical Bali buyer's mistake.

Rp 220mmaximum benefit under PMK 90/2025

A mortgage in Bali for a foreigner: what is actually possible

Do Indonesian banks lend to foreigners buying a villa in Bali: the KITAS requirement, minimum property value, LTV up to 60%, income thresholds. Why almost every purchase is still cash, and which alternatives work — developer instalments and borrowing against property at home.

LTV 60%property from Rp 2bn, income from Rp 25m/month

An Australian bought a Bali villa: what you will owe at home

An Australian tax resident must declare worldwide income, rental income from a Bali villa included. How the foreign income tax offset works, what happens on sale, how to convert income into AUD, and why the Indonesian side is only half the calculation.

FITOoffset capped at the Australian tax due

Bali villa handover: what to inspect and what to sign

What to check on handover day in Bali: eight groups of inspections from roof and waterproofing to pool and electrics, which documents to collect, how to record a snag list, and why signing the acceptance act before defects are fixed is an expensive mistake.

8inspection groups on handover day

Sanur: the one Bali district where demand outruns supply

Sanur is the only Bali zone with a positive absorption balance (+2.7pp) and an 84.6% occupancy forecast for 2027. We unpack why — zero new hotel rooms and a 41.26-hectare health SEZ anchored by a 255-bed hospital — and who Sanur is wrong for.

+2.7 ppabsorption balance; 84.6% forecast occupancy

Bali's Rice-Field Law No. 4/2026: why a villa on farmland is now a criminal matter

From 2026, converting a Bali rice field into a villa is a criminal offence, not a fine. We unpack Perda No. 4/2026: what is banned, up to 5 years in prison and fines up to 1 billion rupiah, the crackdown on nominee structures with confiscation risk, frozen conversion permits and a moratorium across 6 regencies. How to check a plot's zone before you pay a deposit.

No. 4/2026Bali bylaw on agricultural land

Bali Closes PT PMA Registration: 18 KBLI Codes, Including Real Estate 68111

Since May 2026 Bali has stopped registering new foreign PT PMA companies under 18 KBLI codes — among them 68111 “real estate” and the accommodation codes. We break down what exactly was closed, who it affects, why the “villa + your own PMA” scheme no longer works, and which two legal entry routes are left for an investor.

18KBLI codes closed to new PT PMAs

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