- The Golden Visa is a long-term Indonesian residence permit for an investment, for 5 or 10 years with renewal, not a permission to buy property, these are different things.
- The basic individual E28C threshold is 350 thousand dollars for 5 years and 700 thousand for 10 years, placed in government bonds, exchange-listed shares, funds or deposits at Indonesian banks.
- There is a route through housing, but a high one, 1 million dollars in residential property for the ten-year visa, so a normal entry-level villa purchase does not grant a Golden Visa.
- For business and companies the thresholds are many times higher, E28B through a PT PMA is 2.5 and 5 million dollars, corporate and project tranches are larger still.
- Capital on the investment route must be placed within 90 days of approval and stay for the whole visa term, so the Golden Visa is a decision about capital, not about one deal.
The Indonesia Golden Visa is a long-term residence permit for an investment, for 5 or 10 years with renewal, not a permission to buy property. The basic individual E28C threshold is 350 thousand dollars for 5 years and 700 thousand for 10 years, placed in government bonds, exchange shares, funds or bank deposits. A route through housing exists, but a high one, about 1 million dollars. Below we go through the types, thresholds, term and why the visa is not buying a villa.
Investors often confuse two things, the right to buy property in Bali and the right to live in the country for a long time. These are different decisions with different grounds. The Golden Visa answers the second question, how to get a long residence for an investment. Let us go through the types, the thresholds in force in 2026, where the capital is placed and why an entry-level villa purchase does not grant the visa itself.
What the Golden Visa is and why
The Golden Visa is a long-term residence for an investment, for 5 or 10 years with renewal. The point of the program is to live in the country for a long time without frequent renewals of an ordinary visa, in exchange for capital placed in the economy. It is a permit to stay, not to buy property, and they should not be mixed.
It helps to separate the Golden Visa from other visa grounds at once. A villa owner or company investor visa, a remote worker visa and a retirement visa solve other tasks. What fits you depends on goals and budget, and that is a separate conversation, the owner visa is covered in KITAS and the villa owner visa.
Types and investment thresholds in 2026
Thresholds depend on whether it is an individual or a business, and on the visa term. Per Emerhub for 2026 the picture is as follows.
| Type | 5-year visa | 10-year visa |
|---|---|---|
| E28C, individual investor | 350k dollars | 700k dollars, or 1M in housing |
| E28B, via a PT PMA company | 2.5M dollars | 5M dollars |
| Corporate investor | 25M dollars | 50M dollars |
You can see that the individual route starts at 350 thousand dollars, while company and corporate options are measured in millions. For most private investors E28C is the relevant one.
The housing route and why a villa is not a visa
A route through housing exists in the program, but a high one. For the ten-year visa it is about 1 million dollars in residential property. That is many times the entry into a villa in Bali, so a normal entry-level purchase does not grant a Golden Visa on its own.
Buying a villa and getting a Golden Visa are two different decisions. An entry purchase is about income and an asset, the ten-year visa through housing is about a million dollars in property.
For an investor the practical takeaway. If the goal is an income asset, the economics of the property are calculated, and the visa is a separate question with a separate budget. Whether a foreigner can buy property at all and how it is structured is covered in can a foreigner buy a villa in Bali.
Where the capital is placed and for how long
On the E28C investment route the capital is placed not in a villa but in financial instruments. These are Indonesian government bonds, exchange-listed shares, mutual funds or deposits at major Indonesian banks.
Two rules matter for planning. The capital is placed within 90 days of approval and held for the whole visa term. So it is not a one-off fee but a sum frozen for 5 or 10 years. So the Golden Visa is a decision about capital overall, not about one deal. How residence relates to buying property is covered in the article on Indonesian residence through real estate.
Bottom line. The Golden Visa is a long Indonesian residence for an investment, for 5 or 10 years. The basic individual E28C threshold is 350 and 700 thousand dollars, the housing route is high, about 1 million. Business thresholds are measured in millions. The capital is held for the whole visa term. An entry-level villa purchase does not grant the visa itself, these are different decisions. If you want us to honestly calculate a villa's economics separately from the visa question, write to us.
This material is for information and is not visa, legal or investment advice. We are not visa or legal advisers. Thresholds, instruments and the application procedure change and are checked with an immigration specialist individually.
Sources: Indonesia Golden Visa types and thresholds for 2026 (Emerhub, 2026), DOMA project canon. Thresholds and the procedure change and are checked individually.
FAQ
What is the Indonesia Golden Visa?
It is a long-term residence permit for an investment, for 5 or 10 years with renewal. It grants the right to live in the country for a long time without frequent renewals of an ordinary visa. Importantly, it is a permit to stay, not a permit to buy property, these are separate things.
What is the threshold for the individual Golden Visa?
The basic individual option E28C is 350 thousand dollars for a 5-year visa and 700 thousand for a 10-year one. These funds are placed in Indonesian government bonds, exchange-listed shares, mutual funds or deposits at major banks. Per Emerhub for 2026.
Can you get a Golden Visa by buying a villa?
A route through housing exists, but a high one. For the ten-year visa it is about 1 million dollars in residential property. So a normal entry-level villa purchase does not grant a Golden Visa. The visa and buying property are different decisions that should not be mixed.
What are the thresholds for business and companies?
Higher than the individual ones. For an investor establishing a PT PMA company it is 2.5 million for 5 years and 5 million for 10 years. Corporate and project options, including investment in the new capital, are measured in tens of millions of dollars.
Where to place the money for a Golden Visa?
On the E28C investment route the capital is placed in Indonesian government bonds, exchange-listed shares, mutual funds or deposits at major Indonesian banks. The specific instrument and bank are chosen within the program's requirements, this is checked with a specialist consultant.
For how many years is the Golden Visa granted?
For 5 or 10 years, depending on the investment amount, with renewal. The higher the threshold, the longer the term. That is the point of the program, a long stay without frequent visa renewals in exchange for placed capital.
Do you need to hold the investment for the whole term?
Yes. On the investment route the capital is placed within 90 days of approval and held for the whole visa term. So it is not a one-off fee but a sum frozen for the visa term, which matters for planning.
How does the Golden Visa differ from a villa owner or retirement visa?
By different grounds. The Golden Visa is a large investment for a long residence. A villa owner or company investor visa, a remote worker visa and a retirement visa solve other tasks with other thresholds. Which fits depends on goals and budget.
Is this visa advice?
No. This is an overview of how the program works, not a recommendation to apply for a specific visa. We are not visa or legal advisers. Thresholds, instruments and the application procedure change, so they are checked with an immigration specialist individually.