- There are several paths for a retiree in Bali: the E33F retirement KITAS from age 55, the E33E Silver Hair visa from age 60 with a deposit, and Second Home on a large deposit with no age limit. The E33F is the most common.
- The E33F usually requires age from 55, proof of income around $1,500 a month over 3 months, health insurance, a sponsor through an agency and a lease agreement. You cannot work on it.
- The E33F is issued for 1 year with annual renewal up to about 5 years, after which a path to permanent KITAP opens. Processing through an agency costs roughly 15–21 million rupiah depending on the scheme.
- The key point: a retirement visa grants the right to live in Bali but does NOT grant property ownership. Housing is arranged separately through a lease or leasehold. These are two different questions and are not confused.
The dream of meeting retirement by the ocean in Bali runs into one practical question: on what visa can you legally live there. Short tourist stamps are not enough, and there are several statuses for older people that get confused even in articles. Let us go through it in detail and to the point: what the options are, what exactly the E33F retirement KITAS requires, how much it costs and for how many years it is issued, and above all what the visa does NOT give, so expectations match reality.
Three paths for a retiree
For an older foreigner who wants to live in Bali long-term there are three main grounds. They differ by age, money and whether a deposit is needed.
| Visa | Age | Money | Term |
|---|---|---|---|
| Retirement KITAS E33F | from 55 | income about $1,500 a month | 1 year, renewal up to 5 years |
| Silver Hair E33E | from 60 | income $3,000 a month plus $50,000 deposit | 5 years |
| Second Home | no age limit | deposit about 2 billion rupiah (~$125,000) | 5–10 years |
The most common and accessible is the E33F retirement KITAS: a lower money threshold and no large deposit. Silver Hair and Second Home are options for those with free capital to lock in a deposit. Figures per open data from visa providers (Emerhub, 2026, and ASEAN Briefing on Second Home), they have changed, so verify with immigration before applying.
The E33F retirement KITAS point by point
This is the main scenario, so let us go through it in detail. The requirements per open data for 2026 look like this.
- Age. Usually from 55. Some sources state 60, so the current threshold is confirmed in advance.
- Income. Proof of income of around $1,500 a month via a 3-month statement. Some agencies also ask to show an account balance of at least $2,000.
- Insurance. Health insurance for at least a year.
- Sponsor. A sponsor is required, usually arranged through an agency.
- Housing. A lease agreement and the property owner's documents. If you lack these, a guarantor scheme is possible for an extra fee.
- Helper. The holder is allowed to hire local staff, for example a domestic helper or driver.
You cannot work on the E33F: it is a visa for living in retirement, not for earning. For remote work for a foreign employer there is a separate E33G status, covered in the article on the Bali remote worker visa.
Terms, renewal and the path to KITAP
The E33F is issued for 1 year. After issuance you usually have 90 days to enter the country. Then comes annual renewal up to roughly 5 years, after which a path to permanent residence, KITAP, opens. So a retirement visa is not a one-off stamp but a ladder: year after year the status is renewed, and if you wish it is secured for the long term. The general rules of entry and stay are covered in the rules of entry to Bali.
How much it costs to arrange
Per visa agencies the processing package costs roughly: an offshore scheme about 15 million rupiah, onshore processing 19–21 million rupiah depending on the starting visa. At the October 2026 rate that is about $940–1,300. Important: these are agency packages, not just the government fee, and they depend on the scheme and provider. Add to this insurance, housing rent and living on the ground, the budget for which is covered in the cost of living in Bali.
A visa settles where you live by law. Property settles whose house you live in. These are two different tasks, and a retirement visa closes only the first.
A visa does not grant property rights
The most common and expensive misconception: people think a retirement visa automatically lets you buy a house, and buying a house grants residence. Neither is true. The visa grants the right to live in Bali, but property rights are arranged separately, and a foreigner does not get full freehold of land. Most often this is leasehold, a lease of rights for a term. How this mechanism works is covered in leasehold in Bali and can a foreigner buy a villa in Bali. The reverse is also true: property by itself does not grant residence.
For a retirement visa, property matters on the practical side: a housing lease agreement is required. So many combine the two: they take a leasehold on a villa or apartment that covers both the housing requirement and comfortable living, and sometimes also brings rental income in the months the owner is away. The grounds for a KITAS through property and business specifically are covered in a villa owner's KITAS and visa.
Bottom line: meeting retirement in Bali legally is realistic, and there are several visas for it. The common option is the E33F retirement KITAS from age 55 with proof of income around $1,500 a month, insurance, a sponsor and a lease, for 1 year with renewal up to 5 years and a path to KITAP. There are also deposit-based options: Silver Hair E33E and Second Home. The key point is that a visa grants the right to live but not ownership: housing is arranged separately through a lease or leasehold. Handle the visa mechanics with an immigration agent, and if you need help choosing housing to meet the lease requirement and for long-term living, write to us.
This material is for information only and is not individual legal, immigration or tax advice. We are not lawyers or tax advisers. Visa requirements and amounts are given as benchmarks per open sources on the stated date, have changed and depend on the situation, so they are checked with immigration or a licensed agent before applying.
Sources: Emerhub, Indonesia retirement visa, 2026 (E33F and E33E, age, income, terms), GetBaliVisa, E33F retirement KITAS, 2026 (requirements and a processing cost benchmark), ASEAN Briefing, Second Home Visa (deposit and term), DOMA project canon. Requirements change regularly and are checked individually.
FAQ
From what age can you get a retirement visa in Bali?
The E33F retirement KITAS is usually available from age 55, though some sources state a threshold of 60, so confirm the current limit with immigration or an agent. The E33E Silver Hair visa targets age 60 and over. Second Home has no age limit but requires a large deposit. We are not lawyers, check the details with a specialist (Emerhub, 2026).
What income is needed for the E33F retirement visa?
Per open data you need proof of income of around $1,500 a month via a 3-month statement, and some agencies also ask to show an account balance of at least $2,000. These are visa-provider benchmarks, not an official rate, and they have changed, so verify with the primary source before applying.
How many years is the retirement visa for and can it be renewed?
The E33F is issued for 1 year with annual renewal up to roughly 5 years. After that you can apply for permanent residence, KITAP. After the visa is issued you usually have 90 days to enter Indonesia. Confirm the exact renewal procedure with an agent.
Can you work on a retirement visa?
No. The E33F is a visa for living in retirement, it does not grant the right to work or run an income-generating business in Indonesia. For remote work for a foreign employer there is a separate E33G visa, covered in the article on the remote worker visa.
How much does the retirement KITAS cost to arrange?
Per visa agencies, processing costs roughly 15 million rupiah offshore and 19–21 million rupiah onshore (about $940–1,300 at the October 2026 rate). These are agency packages, not just the government fee, and amounts depend on the scheme and provider.
Does a retirement visa grant property rights?
No, and this is the main misconception. The visa grants the right to live in Bali, but property rights are arranged separately through a lease or leasehold. A foreigner does not get full freehold of land. How ownership works is covered in the articles on leasehold and on whether a foreigner can buy a villa.
How does a retirement visa differ from a villa owner's visa?
These are different grounds. A retirement visa rests on age and income, an owner's visa on investment and a business structure. Owning property by itself does not grant residence, and a visa does not grant ownership. The grounds for a KITAS are covered in the article on the villa owner's visa and KITAS.